The day is not far i guess when most of the employees in US will have their health insurance premium gets charged on the basis of their personal lifestyle like smoking etc and Body Mass ratio.With the use of technology it will not be hard for healthcare providers to figure out your personal lifestyle and charge you on that basis.
http://www.palmbeachpost.com/money/workplace-smoking-bans-meant-to-cut-insurance-costs-1147694.html
-Narender
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